Terms & Conditions

Effective Date: 2026

These Terms and Conditions govern your use of this website operated by , an independent insurance professional affiliated with MeridianLight.

By accessing or using this website, you agree to comply with and be bound by these Terms and Conditions.

Website Purpose

This website provides general information related to retirement planning, life insurance, annuities, and financial protection strategies.

The information provided on this website is for educational and informational purposes only and should not be considered financial, legal, tax, or investment advice.

You should consult qualified professionals before making financial decisions.

Independent Insurance Professional

is an independent insurance professional working with multiple insurance carriers through MeridianLight.

Insurance products and services discussed on this website may not be available in all states and are subject to carrier underwriting guidelines and regulatory requirements.

Insurance Guarantees

Any guarantees associated with insurance products are based on the claims-paying ability of the issuing insurance company.

Examples or illustrations provided on this website are for educational purposes only and do not guarantee future results.

Communication Consent

By providing your contact information through this website, you consent to receive communications from regarding your inquiry or appointment.

Communication may occur through:

• Phone calls
• Email messages
• SMS text messages

Message frequency may vary.

Standard message and data rates may apply depending on your mobile carrier.

You may opt out of SMS messages at any time by replying STOP.

For assistance, reply HELP.

Consent to receive SMS communications is not required as a condition of purchasing any goods or services.

Third-Party Links

This website may contain links to third-party websites or external resources for informational purposes.

and MeridianLight are not responsible for the content, policies, or practices of third-party websites.

Limitation of Liability

All information provided on this website is offered on an “as-is” basis without warranties of any kind.

By using this website, you agree that and MeridianLight shall not be held liable for any direct or indirect damages resulting from the use of information provided on this website.

Changes to These Terms

These Terms and Conditions may be updated periodically.

Any updates will be posted on this page, and continued use of this website constitutes acceptance of the revised Terms.

Contact Information

For questions regarding these Terms and Conditions, please contact:

Phone:
Email: